Resolving Home Mortgage Foreclosure With Short Sales
If you need advice about the best ways to deal with past-due mortgage problems, an experienced real estate lawyer's counsel might be helpful for pointing out options that would otherwise never occur to you. Contact the office of W. David Vaughn, Esq., in Jacksonville to learn how a tough real estate market might work in your favor in negotiating a mortgage recapitalization agreement, modification with a short sale option, or even a deed in lieu of foreclosure.
My law practice serves the needs of ordinary people who work for a living and who can't afford misleading advice or doubletalk when it comes down to something as important as saving your home, especially if you have little or no equity. With almost 30 years of experience on all aspects of real estate law, I can look at your mortgage situation, review your documents and let you know whether you have a realistic chance for negotiating a mortgage modification agreement, with or without provision for a short sale that can get you out of a negative equity situation.
Don't be victimized twice in a mortgage default or foreclosure situation
You need to be careful when you try to resolve mortgage foreclosure problems. The person on the other side of a 1-800 number might not even have the authority to revise your mortgage terms. You should also be skeptical about the consequences of any deal that you do work yourself, especially if you're getting permission to make a short sale of your property. You might be stuck with liability for the difference between what you actually owe and the sale price. As your attorney, I use my experience and knowledge of the mortgage financing industry and the northeast Florida real estate markets to protect your interests as much as possible. I have the knowledge necessary to review your current mortgage documents and search for constructive options that your mortgage service company may never identify.
Call 904-475-1646 to learn about ALL of your mortgage modification options
For a flat fee, I can assess your situation and go right to work negotiating a modification agreement with the people who are in a position to make the key decisions. In some cases, this could be a small crowd — not only your mortgage service company, but also the investors in a securitized trust, a homeowners' or condominium association, and a mortgage insurance company.
I can also help you avoid tax liability on any portion of the mortgage loan that's forgiven in the course of a short sale.
Contact my office in Jacksonville to learn more about your options for resolving mortgage foreclosure problems without the need for bankruptcy.